Renter’s Insurance
Get Tenant Insurance for Your Apartment or Rented Unit
Fill in the form and one of our brokers will contact you soon.
Renters Insurance
Coverages for Your Apartment
Tenant Insurance or Renters insurance, and sometimes called Apartment Insurance, provides coverage for your possessions against theft, fire, or water damage.
Contents Coverage
Protects your personal belongings such as furniture, electronics, cookware, clothing, etc.
Personal Liability Coverage
To help with legal fees, medical payments, and settlements if someone is injured in your unit or if you or a family member causes damage to someone else’s property (including other condo units and the common areas).
Additional Living Expenses
Coverage to help pay for temporary housing, food, and other living expenses if you are unable to live in your unit after a claim, while repairs are being completed.
Betterments & Improvements
Coverage for upgrades you make to your unit that are not part of the original construction or standard finishes. Think renovated bathrooms, upgraded flooring, or custom kitchen cabinets.
Important Extras
These extra coverages may be added to your renters insurance policy, where available
Protections from Water
Valuables
High-value items such as jewelry, furs, fine arts, and collectibles. Standard coverage limits may not be enough – talk to your broker about scheduling your high value items.
Special Limits
Similar to valuables, standard policy limits might not be enough for special items such as:
- Bicycles and e-bikes
- Musical Instruments
- Sports Equipment
- Business Equipment (including computer equipment)
- Home Electronics
Umbrella Liability Coverage
Increases your limit of liability. It can extend an additional liability limit over your Personal Liability Coverage and any auto policies you may have.
Claims Foregiveness
Your first claim is treated as if it never happened. You will keep your claims-free discount as long as you stay with your current insurance company.
Fill in the form and one of our brokers will contact you soon.
Renters Insurance
Changes to tell Your Broker
Lifestyle changes affect both your premium and how your policy responds, so be sure to keep your broker up-to-date with any changes! Some examples include but not limited to:
Change of Address
Marital Status
Home Office or Starting a Business
Aquiring Valuables
Vacant Home or Property
Changing or Starting a New Job
Gig economy jobs including Ridesharing or Delivery of Anything
Renting or Leasing Part of Your Apartment
Can where you work save you money?
Looking to Insure another type of Property?
Secure your most valuable asset with the right coverages at the right price
Home Insurance
Insurance for your home’s physical structure, your personal items, and much more
Condo Insurance
Insurance for Your Condominium
Condo insurance protects your personal property as well as suite upgrades and common areas, where required by condo boards
Cottage and Other Property Insurance
Insurance for your other properties including Cottage Insurance, Seasonal Property Insurance, Trailer Insurance, Rental Property Insurance
Watercraft Insurance
Related Blog Posts
Lighting up your Home Safely this Holiday Season
Whether you just plan on hanging a string of classic white lights over the eaves or have full-on Griswold style ambitions on your mind of transforming your home into a winter wonderland, lighting up the home for the holidays is a lot of fun. Unfortunately, it can also...
“Is Anybody Home?” How to Protect your Home During an Extended Absence
Whether you’re finally going to backpack across Europe, or on a temporary work assignment out of town, whenever you leave your home for an extended period you need to prepare. Unoccupied homes are tempting targets for burglaries and vulnerable to other disasters....
How to Properly Store your Lawn Mower for the Winter
The chilly months of fall might bring the "joys” of raking and cleaning leaves out of the gutter, but there is one upside -- you can finally put the lawn mower away for the season! You might have to shovel the laneway soon, but at least you’re done with the lawn until...
Picking the Right Halloween Costume for your Child
It’s the spookiest time of the year! If you have kids, chances are they’re already getting excited not just for candy and spooky movies, but for the chance to dress up and strut their stuff around the neighbourhood! Halloween costumes are a lot of fun, but they can...
How to Void Your Home Insurance and Get Hit with Nasty Surprises
Home insurance is your first line of defense against disaster. It’s a fundamental part of home ownership, and while it may not be mandatory, almost every homeowner recognizes the value of a home insurance policy. What they may not know however, are all of the ways...
Protecting Your Home During a Thunderstorm
When we think about protecting our homes from the elements, we tend to focus on the most extreme events -- hurricanes, blizzards, golf ball sized hail stones crashing into your roof, that sort of thing. While those are certainly scenarios to be concerned about, what...
Should you consider pet insurance?
Whether you’ve just brought home a brand new mewling kitten, adopted a rescue dog, have a bunny that's two years, or noticed your faithful friend starting to slow down in her old age, you might be asking yourself if you should consider pet insurance for them. The...
Window Security for Your Home
When considering home security, windows are an obvious weak point. While it is true that these large panes of breakable glass can quickly become a liability when your home is cased by a thief, you don't have to take it lying down! We're going to go over the most...
The (not so) Grand Old Home
There is something to be said for a classic, older home. Whether you are looking for stately elegance, or just love the old neighbourhood it’s in, you might decide that an older home is right for your family. But, before you commit, there are a few things you should...