Renter’s Insurance
Get Tenant Insurance for Your Apartment or Rented Unit
Fill in the form and one of our brokers will contact you soon.
Renters Insurance
Coverages for Your Apartment
Tenant Insurance or Renters insurance, and sometimes called Apartment Insurance, provides coverage for your possessions against theft, fire, or water damage.
Contents Coverage
Protects your personal belongings such as furniture, electronics, cookware, clothing, etc.
Personal Liability Coverage
To help with legal fees, medical payments, and settlements if someone is injured in your unit or if you or a family member causes damage to someone else’s property (including other condo units and the common areas).
Additional Living Expenses
Coverage to help pay for temporary housing, food, and other living expenses if you are unable to live in your unit after a claim, while repairs are being completed.
Betterments & Improvements
Coverage for upgrades you make to your unit that are not part of the original construction or standard finishes. Think renovated bathrooms, upgraded flooring, or custom kitchen cabinets.
Important Extras
These extra coverages may be added to your renters insurance policy, where available
Protections from Water
Valuables
High-value items such as jewelry, furs, fine arts, and collectibles. Standard coverage limits may not be enough – talk to your broker about scheduling your high value items.
Special Limits
Similar to valuables, standard policy limits might not be enough for special items such as:
- Bicycles and e-bikes
- Musical Instruments
- Sports Equipment
- Business Equipment (including computer equipment)
- Home Electronics
Umbrella Liability Coverage
Increases your limit of liability. It can extend an additional liability limit over your Personal Liability Coverage and any auto policies you may have.
Claims Foregiveness
Your first claim is treated as if it never happened. You will keep your claims-free discount as long as you stay with your current insurance company.
Fill in the form and one of our brokers will contact you soon.
Renters Insurance
Changes to tell Your Broker
Lifestyle changes affect both your premium and how your policy responds, so be sure to keep your broker up-to-date with any changes! Some examples include but not limited to:
Change of Address
Marital Status
Home Office or Starting a Business
Aquiring Valuables
Vacant Home or Property
Changing or Starting a New Job
Gig economy jobs including Ridesharing or Delivery of Anything
Renting or Leasing Part of Your Apartment
Can where you work save you money?
Looking to Insure another type of Property?
Secure your most valuable asset with the right coverages at the right price
Home Insurance
Insurance for your home’s physical structure, your personal items, and much more
Condo Insurance
Insurance for Your Condominium
Condo insurance protects your personal property as well as suite upgrades and common areas, where required by condo boards
Cottage and Other Property Insurance
Insurance for your other properties including Cottage Insurance, Seasonal Property Insurance, Trailer Insurance, Rental Property Insurance
Watercraft Insurance
Related Blog Posts
5 Scams to Avoid After Frankenstorm
The aftermath of Hurricane Sandy is overwhelming: millions without power, 38 deaths and thousands of canceled flights. Many organizations government, private and nonprofit are rushing to reach those in need. Unfortunately, so are scammers who prey on people when they...
10 Tips to Protect Against Fire: IBC
With the weather getting colder outside alot of us have now turned on our furnaces and are using our woodstoves and fireplaces. Each year fire claims many lives and causes thousands of dollars in damage. The Insurance Bureau of Canada (IBC) offers tips for Canadians...
Break-ins and Auto Thefts decreased in 2011
Statistics Canada reports that there were fewer break-ins and auto thefts in 2011. For more details on this survey check out the article we found.
“Many Insurers offer Insurance for Home Run Business”
Do you have a business that you run out of your home? Are you aware that most Insurance companies offer coverage for your Home Run Business? Why not contact your broker and get more information on what they have to offer. Check out this article that we found on...
ICLR launches new website on basement flooding
Check out the new website to help reduce the chances of experiencing basement flooding or other types of water damage.
5 Tips for a Safe Holiday Weekend
As the temperatures rise and vacations beckon, Insurance Bureau of Canada (IBC) reminds Canadians to stay safe this holiday weekend and all summer with a few easy-to-follow tips. "As Canadians head out for cottage country, campgrounds and other vacation destinations...
MARKETPLACE IN DENIAL
Before you buy insurance through the bank, we suggest you review this Marketplace investigative report. Marketplace in denial - mortgage insurance
Climate change will bring severe weather
A new research report commissioned by the Insurance Bureau of Canada (IBC) found that Canada can expect some wild weather in the future. Click here to read the complete article. Staebler Insurance, a name you can count on for all your Insurance needs.
Rain Barrels offer Old-Fashioned Solution to Avoiding Water Damage
Who would of thought that a rain barrel could possibly help you keep home water damage to a minimum. A new study released June 1 by Insurance Bureau of Canada (IBC) and Wingham, Ontario concludes the humble rain barrel offers an old-fashioned solution to keeping home...