Renter’s Insurance
Get Tenant Insurance for Your Apartment or Rented Unit
Fill in the form and one of our brokers will contact you soon.
Renters Insurance
Coverages for Your Apartment
Tenant Insurance or Renters insurance, and sometimes called Apartment Insurance, provides coverage for your possessions against theft, fire, or water damage.
Contents Coverage
Protects your personal belongings such as furniture, electronics, cookware, clothing, etc.
Personal Liability Coverage
To help with legal fees, medical payments, and settlements if someone is injured in your unit or if you or a family member causes damage to someone else’s property (including other condo units and the common areas).
Additional Living Expenses
Coverage to help pay for temporary housing, food, and other living expenses if you are unable to live in your unit after a claim, while repairs are being completed.
Betterments & Improvements
Coverage for upgrades you make to your unit that are not part of the original construction or standard finishes. Think renovated bathrooms, upgraded flooring, or custom kitchen cabinets.
Important Extras
These extra coverages may be added to your renters insurance policy, where available
Protections from Water
Valuables
High-value items such as jewelry, furs, fine arts, and collectibles. Standard coverage limits may not be enough – talk to your broker about scheduling your high value items.
Special Limits
Similar to valuables, standard policy limits might not be enough for special items such as:
- Bicycles and e-bikes
- Musical Instruments
- Sports Equipment
- Business Equipment (including computer equipment)
- Home Electronics
Umbrella Liability Coverage
Increases your limit of liability. It can extend an additional liability limit over your Personal Liability Coverage and any auto policies you may have.
Claims Foregiveness
Your first claim is treated as if it never happened. You will keep your claims-free discount as long as you stay with your current insurance company.
Fill in the form and one of our brokers will contact you soon.
Renters Insurance
Changes to tell Your Broker
Lifestyle changes affect both your premium and how your policy responds, so be sure to keep your broker up-to-date with any changes! Some examples include but not limited to:
Change of Address
Marital Status
Home Office or Starting a Business
Aquiring Valuables
Vacant Home or Property
Changing or Starting a New Job
Gig economy jobs including Ridesharing or Delivery of Anything
Renting or Leasing Part of Your Apartment
Can where you work save you money?
Looking to Insure another type of Property?
Secure your most valuable asset with the right coverages at the right price
Home Insurance
Insurance for your home’s physical structure, your personal items, and much more
Condo Insurance
Insurance for Your Condominium
Condo insurance protects your personal property as well as suite upgrades and common areas, where required by condo boards
Cottage and Other Property Insurance
Insurance for your other properties including Cottage Insurance, Seasonal Property Insurance, Trailer Insurance, Rental Property Insurance
Watercraft Insurance
Related Blog Posts
The Most Common Neighbourhood Disputes and How to Deal with Them
Unless your neighbour's name is Ned Flanders, chances are they're probably going to do something you don't like at some point. In fact, chances are, you're going to do something they don't like as well. Even good neighbours run into the occasional spot of friction. If...
Keep an Eye on your Credit Card Statement for Post-Holiday Surprises
After the Holidays are over, checking your credit card bill might be the last thing you want to do. "Santa” was very generous this year and while he might get to fly back to the North Pole till next year, you're the one stuck with all those charges now. But, this is...
Warm in the Winter: Wood Stove and Fireplace Safety
There's nothing better than cuddling up in front of a nice wood-burning fireplace or stove when the winter starts to get chilly. Tucking under a blanket with your significant other while you enjoy the soothing warmth and relaxing crackling of a nice fire is one of...
Don’t let the Grinch steal your Christmas!
Alright, it's the last few weeks before Christmas, and yet again you've left it till the last minute, but it's okay. In this last, frantic day of sharp elbows and shoving crowds, you've managed to get the last few items on your list. In fact, you just paid for the...
Deck the Halls! 10 Tips for Safely Decorating your Home for the Holidays
As the holiday season approaches, many homeowners will soon be hard at work putting the finishing touches on their decorations. Decking out the home with Christmas lights, wreaths, and garlands is a yearly tradition that can be a whole lot of fun. But, it can also be...
4 Tips to keep your home Safe while on Christmas Vacation
Christmas is on the horizon and, for many of us, that means travel plans. Whether you're heading out to stay with relatives, or fleeing the chill and snow of Ontario for sunnier climates, it's an exciting time. However, it's also a time to be cautious. Burglaries...
‘Tis the Season for Fraud Awareness
Many of us look forward to the holiday season all year long. It's a time to get together with family, reconnect with friends, and spend some time with the most important people in our lives. Of course, it's also time to hit the mall and online stores to find the...
Winter is Coming, so be Prepared
For Canadians, "winter is coming” isn't just a pop culture catchphrase but a reality we live with every single year. In fact, meteorologists are warning that after getting off with a fairly light winter last year, we can expect the upcoming winter season to be cold...
Nature, UNLEASHED!
Earthquakes. Hurricanes. Tornadoes. Our planet has more than a few ways to turn your life upside down in an instant! As an insurance brokerage, it's our job to be there when that happens - to have your back when disaster strikes. That's why we're proud to sponsor...