Is Your House Insurance Up to Date?

Is Wildfire Smoke Damage covered by Your Home Insurance Policy?

Jun 10, 2025 | Environment, Home Insurance

Wildfire smoke has been blanketing southern Ontario, raising concerns about its impact on health and home. If you're wondering whether smoke damage is covered by your home insurance policy, you're not alone. Does Home Insurance Cover Wildfire Smoke Damage? In most...

Updated Fireworks Bylaws in Kitchener and Waterloo (2025)

May 13, 2025 | Community, General, Home Insurance, News, Safety

The cities of Kitchener and Waterloo took a major step towards reducing the number of disruptions and complaints from fireworks – by banning their sales beginning in 2026. Previously the Staebler Blog wrote about Backyard Fire and Fireworks Bylaws in Waterloo Region....

How Much is Cottage Insurance in Ontario?

May 1, 2025 | Cottage, Home Insurance, Renovations

Whether you’re on the Bruce Peninsula, in Muskoka, around the Kawarthas, or elsewhere in beautiful Ontario, getting away to the cottage is a treasured time and a peaceful retreat from city life. However, protecting that investment with cottage insurance is essential,...

How Do Your Home’s Water Features Work?

Apr 11, 2025 | Home Insurance, Safety

Whether you’re a first-time homeowner or a seasoned pro around your property, it’s important to keep in mind how things work both in and around the house. With the spring "water season" beginning, we’ve put together a quick homeowner’s crash course on a few key...

How U.S. Tariffs could impact your Insurance Premiums and Policy Limits

Mar 6, 2025 | Business Insurance, Car Insurance, Home Insurance, News, Staebler Insurance

The introduction of widespread tariffs on Canadian goods and the retaliatory tariffs on products from the United States could have an impact on home, auto, and business insurance premiums, and add stress to policyholders’ coverage limits. Reported by Insurance...

Staebler Insurance featured by the Canadian Press

Feb 19, 2025 | Home Insurance, News & Media, Newsletter, Spring 2025, Staebler Insurance

Earlier this month, the Staebler Blog covered how natural disasters in Canada and abroad can affect home insurance rates. Shortly after, the Canadian Press wrote a story about natural disasters, sharing ways for homeowners to protect their homes from future events and...

How Natural Disasters affect Canadian Insurance Rates

Feb 3, 2025 | Home Insurance, News, Safety

It’s been a rough start to the year with natural disasters in North America and beyond, including most recently the devastating wildfires in Southern California. The images are heart wrenching and the impact on lives and property are far-reaching, and not just on...

Winterizing Your Home: Tips and Preventive Measures

Jan 21, 2025 | Cottage, Home Insurance, Safety

Winter has settled in Ontario with long stretches of freezing temperatures. This season has brought harsh weather conditions with high winds, heavy snow, and freezing rain, all of which can pose significant risks to your home. To avoid any unwelcome issues during...

Can I Insure My Home with Solar Panels in Ontario?

Oct 3, 2024 | Environment, Home Insurance, Renovations

Homeowners in Ontario are increasingly turning to renewable energy solutions, such as solar panels and heat pumps, to embrace cleaner energy sources. While these upgrades can lead to long-term savings and a reduced carbon footprint, they also come with a surprising...

Ontario Storm: Rainfall Claims and Basement Flooding Subsidies

Jul 23, 2024 | Business, Environment, Home Insurance, Safety

Rapid rainfall over a short period last week led to disastrous conditions and flooding in many parts of southern Ontario, including Waterloo Region and the Greater Toronto Area. Insurance Claim Responses are Delayed In response, insurance companies have received...

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