Boat Insurance

Protection for Your Watercrafts and Other Toys on the Water

Fill in the form and one of our brokers will contact you soon.

Boat Insurance

Coverages for Your Watercrafts

Specialized insurance coverages for your recreation boats or watercrafts

Boat (Hull) Coverage

Insures your boat against physical damage, including collision and theft

Motor Coverage

Insures your motor against physical damage, including collision and theft

Trailer Coverage

Insures your trailer against physical damage, including collision and theft

Medical, death, funeral Benefit

To help with medical payments, death settlements, and funeral costs

Marine Liability

Covers you if someone else is injured or their property is damaged because of your negligence while operating your boat

 

Important Extras

These extra coverages may be added to your boat insurance policy, where available

Guaranteed Replacement Cost

Guarantees your boat to be replaced with a similar watercraft, if it qualifies

Single Limit Coverage

Includes hull, engine, and trailer or sailboat cradle, all under a single coverage limit (listed on policy)

Contents Coverage

Personal effects that you usually carry on board

Loss of Use

Covers the cost for a rental while your boat is in for repairs

Emergency Towing

Marine Assistance – Rescue and tow for boaters stranded on the water

Additional Living Expenses

If loss or damage interrupts your trip or vacation, you may be reimbursed for reasonable additional expenses incurred for accommodation, meals, or alternate means of transportation

Dinghy & Auxiliary Engines

Downriggers

Navigation Equipment

Fill in the form and one of our brokers will contact you soon.

Boat Insurance

Changes to tell Your Broker

Lifestyle changes affect both your premium and how your policy responds, so be sure to keep your broker up-to-date with any changes! Some examples include but not limited to:

Change of Address

Marital Status

Renting or Leasing Your Boat

Updates to your Boat, including any Modifications

Any kind of Business Use with your boat

Can where you work save you money?

Blue graphic with a group of people icons under an orange umbrella, reads "Save Big with Group Rate Insurance. Save up to 25% off."

Looking to Insure another type of Property?

Secure your most valuable asset with the right coverages at the right price

Home Insurance

Insurance For Your House Insurance for your home’s physical structure, your personal items, and much more

Condo Insurance

Insurance for Your Condominium Condo insurance protects your personal property as well as suite upgrades and common areas, where required by condo boards

Renter's Insurance

Insurance for Your Apartment If you’re a tenant, renter’s insurance protects your personal property and provides liability protection

Cottage and Other Property Insurance

Insurance for your other properties including Cottage Insurance, Seasonal Property Insurance, Trailer Insurance, Rental Property Insurance

Related Blog Posts

How to Stay Warm When the Power Goes Out

How to Stay Warm When the Power Goes Out

It’s been a cold and blustery winter, and we may have to wait even longer for warmer weather to arrive. It’s been a season of high winds, record snowfall, and plunging temperatures, it was only a matter of time before something went wrong, and sure enough the power...

read more
Things Your Homeowner’s Insurance Policy May Not Cover

Home Heating Hazards

When the mercury dips like it did near the end of January, people will do almost anything to warm up. This is especially true when your normal heating solutions won’t do the trick. Whether your furnace has broken down, or an extended power outage has turned your...

read more
Keep Your Pets Safe This Winter

Keep Your Pets Safe This Winter

With the winter months upon us, it’s important we take extra care to protect the most vulnerable members of our families – our pets. While your puppy or kitten may have a natural fur coat to help shield them from the blowing snow, the winter can still be very hard,...

read more
Celebrate your New Year’s Eve Safely

Celebrate your New Year’s Eve Safely

New Year’s Eve can be a lot of fun. A great time to get together with friends or family, blow off steam from a busy holiday season, and set an optimistic tone for the year to come. That is as long as you do it safely! Every year thousands of Canadians start their year...

read more